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Eligibility

Arkansas Federal Credit Union exists to Make a Difference in the lives of our employees, members, and the communities we serve.

These steps will be needed to open an account online:

A valid government-issued photo id, such as driver's license, U.S. passport, or other state issued ID must be uploaded
Account documents and disclosures must be agreed to electronically within the application
If you have any credit freezes in place, make sure to lift these by contacting the credit bureau

Please contact us at 1-800-456-3000 or visit one of our branches to open an account if unable to complete online.

Select your eligibility

I live or work in Arkansas (View Membership Eligibility)

Please select one. If you are unsure please contact us to determine eligibility

I have a family member who is a member

Please select one. If you are unsure please contact us to determine eligibility

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Required Products

Select at least one of the following products required for membership

Share Savings

With an opening deposit of as little as $5, your Share Savings account makes you a member, and reflects your "owner's share" of the credit union. Once you become a member, members of your family are eligible to open an account too.

APY: 0.01% Min Deposit: $5.00

You may select one of the following products

Available Products

Certificate Account Checking Savings

11 Month Certificate Special

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

APY: 4.05% Min Deposit: $1,000.00

24 Month Rate Boost Certificate

Start with a great rate. Then if rates go up, yours can too, with a one-time rate increase before your current term is over.

APY: 3.25% Min Deposit: $1,000.00

6 Month Certificate Special

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

APY: 3.55% Min Deposit: $1,000.00

18 Month Certificate Special

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

APY: 4.15% Min Deposit: $1,000.00

3-5 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.10% Min Deposit: $1,000.00

6-11 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.45% Min Deposit: $1,000.00

12-23 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 2.25% Min Deposit: $1,000.00

24-35 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 2.40% Min Deposit: $1,000.00

36-47 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 2.45% Min Deposit: $1,000.00

48-59 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 2.55% Min Deposit: $1,000.00

60-71 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 2.70% Min Deposit: $1,000.00

72-83 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 2.80% Min Deposit: $1,000.00

84 Plus Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 3.00% Min Deposit: $1,000.00

Everyday Checking

APY: 0.00% Min Deposit: $25.00

Premium Checking

Max APY: 4.00% Min Deposit: $0.00

Personal Savings

APY: 0.01% Min Deposit: $25.00

Money Market

Max APY: 1.75% Min Deposit: $0.00

APY (Annual Percentage Yield)

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Funding

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of Arkansas Federal?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

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Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload a non-expired Government Issued ID.

Click or tap here to capture or upload an image or document.

Additional Information

Do you have a name salutation preference?

Do you have another applicant?

Yes

No

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Do you have a name salutation preference?

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of Arkansas Federal?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State