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Eligibility

Arkansas Federal Credit Union exists to Make a Difference in the lives of our employees, members, and the communities we serve.

These steps will be needed to open an account online:

A valid government-issued photo id, such as driver's license, U.S. passport, or other state issued ID must be uploaded
Account documents and disclosures must be agreed to electronically within the application
If you have any credit freezes in place, make sure to lift these by contacting the credit bureau

To comply with the USA Patriot Act, we need to verify your identity. This means we’ll ask for things like your name, address, date of birth, taxpayer ID, a valid driver’s license, and a few other details to confirm who you are.

Please contact us at 1-800-456-3000 or visit one of our branches to open an account if unable to complete online.

Select your eligibility

I live or work in Arkansas (View Membership Eligibility)

Please select one. If you are unsure please contact us to determine eligibility

I have a family member who is a member

Please select one. If you are unsure please contact us to determine eligibility

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Required Products

Select at least one of the following products required for membership

Share Savings

APY: 0.01% Min Deposit: $5.00

You may select one of the following products

Available Products

Certificate Account Checking Savings

6 Month Certificate Special (Existing AFCU Funds)

APY: 4.50% Min Deposit: $1,000.00

6 Month Certificate Special (New Money)

APY: 4.50% Min Deposit: $1,000.00

13 Month Certificate Special (New Money)

APY: 4.15% Min Deposit: $1,000.00

13 Month Certificate Special (Existing AFCU Funds)

APY: 4.15% Min Deposit: $1,000.00

24 Month Rate Boost Certificate

APY: 3.25% Min Deposit: $1,000.00

3-5 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 0.70% Min Deposit: $1,000.00

6-11 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 0.70% Min Deposit: $1,000.00

12-23 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

24-35 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

36-47 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

48-59 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

60-71 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

72-83 Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

84 Plus Month Certificate

Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.

Max APY: 1.20% Min Deposit: $1,000.00

Everyday Checking

APY: 0.00% Min Deposit: $25.00

Elite Checking

APY: 6.00% Min Deposit: $25.00

Premium Checking

APY: 4.00%

Personal Savings

Need another savings account? If you’d like to open an additional savings account—beyond your member share savings, then a Personal Savings account is for you. Open an additional savings account—beyond your member share savings—with an opening deposit of just $25 today.

APY: 0.01% Min Deposit: $25.00

Money Market

Max APY: 0.75% Min Deposit: $0.00

APY (Annual Percentage Yield)

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

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DBA Physical Address

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Arkansas Federal?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

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Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

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Address

Zip

City

State

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Mailing Address

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Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

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Please upload a non-expired Government Issued ID.

Click or tap here to capture or upload an image or document.

Additional Information

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Do you have another applicant?

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No

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

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* Avoid glare

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

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* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

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Address

Zip

City

State

Identification

ID Type

ID Number

ID State

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ID Date Issued

ID Expiration Date

Additional Information

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Arkansas Federal?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Upload Documents

Please upload a non-expired Government Issued ID.

Click or tap here to capture or upload an image or document.

Additional Information

Do you have a name salutation preference?

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Funding Source

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Account Disclosures

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Authentication Questions

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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