Arkansas Federal Credit Union is your local, member-owned financial cooperative. Let us show you how we Make a Difference in the lives of our employees, members and the communities we serve. And because we aren't a bank, we don't give our profits to share holders. We are owned by our members. We invest our profits back into benefits for our member owners through high dividend and low loan rates.
No military or government affiliation is needed. If you are an Arkansan, then you are eligible to join and become a member owner. We also have more than 700 groups including employers, religious organizations, unions, and all types of organizations that can make you eligible for membership even if you aren't a resident of Arkansas. And if you have a family member who is already a member, then you are eligible to join too.
Once you become a member, you’re always a member!
If you do not see an option that applies to you, please visit one of our branches or contact us at 1-800-456-3000 for additional ways to join.
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A family/household member of applicant is currently a member at Arkansas Federal Credit Union. Please enter the name of this peron and their relationship.
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All Arkansas residents are now eligible for membership through our partnership with the American Consumer Council. Please visit https://www.americanconsumercouncil.org/ for more information.
With an opening deposit of as little as $5, your Share Savings account makes you a member, and reflects your "owner's share" of the credit union. Once you become a member, members of your family are eligible to open an account too.
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
To qualify for 2.00% APY on the 12-month certificate, you must have an active checking account or fund the account with “new money.”
APY: 2.00%
6 Month Certificate Special
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
To qualify for 2.10% APY on the 6-month certificate, you must have an active checking account or fund the account with “new money.”
APY: 2.10%
3-5 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 1.15%Min Deposit: $0.00
6-11 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 1.50%Min Deposit: $1,000.00
12-23 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 1.55%Min Deposit: $1,000.00
24-35 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 1.75%Min Deposit: $1,000.00
36-47 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 2.00%Min Deposit: $1,000.00Max Deposit: $1,000.00
48-59 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 2.15%Min Deposit: $1,000.00
60-71 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 2.20%Min Deposit: $1,000.00
72-83 Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
Max APY: 2.30%Min Deposit: $1,000.00
84 Plus Month Certificate
Make your savings dreams come true and earn more when you invest in a certificate with Arkansas Federal Credit Union.
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